Ceiling Collapses From Water Saturation
What you see here is the result of water. Ceilings were not designed to hold the amount of weight that water can put on it and as a result, the ceiling will break apart and collapse to the floor bring with it anything it may have been holding up. In this case, there was blown in insulation on top of the ceiling. Now that the blown in insulation has been saturated it looks more like mush and will not be able to be reused as insulation.
Should something like this happen at your Charlottesville business, be sure to give SERVPRO of Charlottesville a call 434-977-5850